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	<title>DT Imago Blog</title>
	<link>http://www.dthomas.co.uk/content/fs/blog/</link>
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		<title>SIPP market overview</title>
		<description><![CDATA[Background The pensions industry in the UK is the second largest in the world after the US, with assets totalling over £260bn in personal pensions. Introduced in the early 90s the Self Invested Personal Pension (SIPP) market has grown year on year so that there are now over 500,000 plans in force. On going annual [...]]]></description>
		<link>http://www.dthomas.co.uk/content/fs/blog/2012/06/sipp-market-overview/</link>
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		<title>What’s the direction of travel for platforms?</title>
		<description><![CDATA[In a debate with Stan Kirk, Dunstan Thomas looks at the trends in wrap platforms and assesses the trends. Some questions posed&#8230; Will we see a relentless rise of D2C XO platforms? Could wraps see unprecedented migration of assets into them – potentially going from £200bn to 50% of all pensions assets out there of [...]]]></description>
		<link>http://www.dthomas.co.uk/content/fs/blog/2012/06/whats-the-direction-of-travel-for-platforms/</link>
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		<title>Platform &#8211; futures</title>
		<description><![CDATA[in recent chats with Stan Kirk of Legacy Asset Systems, we&#8217;ve put together some thoughts on the the future of the platform market. Platforms, in their widest sense, have been the growth phenomenon of the 21st Century, during a period of stock market turbulence which has traditionally been bad for new business. Yet how successful [...]]]></description>
		<link>http://www.dthomas.co.uk/content/fs/blog/2012/06/platform-futures/</link>
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		<title>Rise in closure of legacy pensions books predicted as factory gate pricing is set to bite post RDR</title>
		<description><![CDATA[Pensions product providers and fund supermarkets are buckling under the strain of process and systems changes required by the Retail Distribution Review (RDR), finds a new survey by retirement solutions specialist Dunstan Thomas. The providers and platforms surveyed just last month admitted struggling to make important changes in time for the RDR implementation deadline in [...]]]></description>
		<link>http://www.dthomas.co.uk/content/fs/blog/2012/05/rise-in-closure-of-legacy-pensions-books-predicted-as-factory-gate-pricing-is-set-to-bite-post-rdr/</link>
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		<title>CIP migration could be another RDR-linked banana skin for IFAs, warns FSA</title>
		<description><![CDATA[The FSA’s latest Guidance consultation linked to Centralised Investment Propositions (CIP) and Replacement business broke earlier this month and is already attracting much comment in the ‘Twitterverse’ and in the financial trades. It focuses on the advisory process around selection of discretionary investment management, portfolio advisory services and distributor-influenced funds by advisors for their customers. [...]]]></description>
		<link>http://www.dthomas.co.uk/content/fs/blog/2012/04/cip-migration-could-be-another-rdr-linked-banana-skin-for-ifas-warns-fsa/</link>
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		<title>IT apprentices &#8211; IT jobs for young people</title>
		<description><![CDATA[We&#8217;ve recently taken on a couple of young apprentices to join us at Dunstan Thomas, http://www.dthomas.co.uk/imago/news/prApprentice.html. I hope that when the apprenticeships are over they will continue to grow their careers at Dunstan Thomas. The interview process was an interesting experience. We were “given” a handful of young people to interview. It is an honour [...]]]></description>
		<link>http://www.dthomas.co.uk/content/fs/blog/2012/02/it-apprentices-it-jobs-for-young-people/</link>
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		<title>What impact will RDR have on the retirement advice market?</title>
		<description><![CDATA[RDR is clearly a major regulatory event for IFAs, comparable perhaps with depolarisation in December 2004 and polarisation before that in 1988. Depolarisation essentially offered advisers a choice of staying fully Independent by offering products from the whole of the market; going multi-tied or going Tied to one single provider.  In reality most IFAs simply [...]]]></description>
		<link>http://www.dthomas.co.uk/content/fs/blog/2012/02/what-impact-will-rdr-have-on-the-retirement-advice-market/</link>
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		<title>SMPI an opportunity not a chore</title>
		<description><![CDATA[Last December, FRC’s (Financial Reporting Council) Board for Actuarial Standards published a new version (2.0) of Technical Memorandum (TM1): Statutory Money Purchase Illustrations (SMPI). Two key areas of change embedded in the document is in the updating of mortality assumptions and the taking into account of potential investment returns when setting the long-term investment assumptions [...]]]></description>
		<link>http://www.dthomas.co.uk/content/fs/blog/2012/01/smpi-an-opportunity-not-a-chore/</link>
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		<title>Dunstan Thomas launches ‘Changing Face of Retirement Planning Market’ eGuide</title>
		<description><![CDATA[Dunstan Thomas, published this week a 37-page eGuide entitled ‘The Changing Face of the Retirement Planning Market’, following extensive research of pensions-focused IFAs and product providers throughout this year. The guide lays out the full findings of the most extensive research of the pensions market that the leading retirement planning administration software and services provider [...]]]></description>
		<link>http://www.dthomas.co.uk/content/fs/blog/2011/12/dunstan-thomas-launches-changing-face-of-retirement-planning-market-guide/</link>
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		<title>Generation X is in the eye of the storm as the world of retirement planning goes through unprecedented transition</title>
		<description><![CDATA[For many Generation Xers, defined as those born between 1962 and 1982, retirement planning seems like a mountain to climb and the summit seems to be receding from view rather too fast. The statistics are not pretty. As little as 20% of Defined Benefit (DB) Schemes still remain open to new members today (Source: NAPF). [...]]]></description>
		<link>http://www.dthomas.co.uk/content/fs/blog/2011/10/generation-x-is-in-the-eye-of-the-storm-as-the-world-of-retirement-planning-goes-through-unprecedented-transition/</link>
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