Imago Front Office is a set of tools built around a common calculations and quotations engine to provide support for product providers, administrators, platforms and advisers in the provision of advice, product comparisons, illustrations, reviews and SMPI reporting. Imago Front Office has a web based user interface allowing it to be deployed easily and flexibly. Imago Front Office can be integrated into portals and platforms as a calculation engine solution that is enabled through a web services architecture.

Imago Front Office is made up of the following components:

• Tools  - Tools for "at retirement" advice, built upon a configurable calculations engine.
• Illustrations - FSA compliant pensions and investment illustrations supporting USP and ASP.
• Reviews - Existing business reviews and SMPI reports platform capable of back office and administration integration.
• Cost comparison tools - Reduction in Yield product comparison tools (RIY +).

Features:

• Browser interface provides access to external users via the web
• Wizard driven user interface to ease data capture
• Easy deployment on single servers
• Easy ‘look and feel’ changes through style sheets to provide white labelling facilities
• Web services to enable integration
• Single sign on functionality to easily integrate it into other web sites and portals
• Flexible user security based on the user group, available products and advisers
• Configurable product, charge and investment options
• Forward basis support for projections
• Backward basis support through “goal seek capability
• ”Re-run, illustrations can be re-run at any time showing the inputs at the time of original entry
• Save, recall, amend, copy, rerun facilities
• Integration into host administration system for the provision of policy valuations.
• MI reporting

The calculation engine supports:

• Calls by external systems and third party systems, such as administration systems or batch processes
• Projection figures calculated on a month by month basis
• Ability to add custom calculation handles into particular calculations
• The constituent components of the product can be de-coupled to give a truly integrated solution. For instance the underlying calculation engine Imago Numerus, is serviced through a web services interface which means that it can easily be integrated to other environments such as advisor and corporate extranets.

The product definition, validation and database supports:

• Product set up – multiple product wrappers are support
• Rules definitions
• Projection definitions
• Asset class groupings
• Risk profiling
• Model portfolio setup
• User and security management
• Performance monitoring
• Clustering to increase capacity

The reporting service supports:

• Generation of PDF files that are saved to the file store
• Illustration types available:
  
  • Pre-sales, new business
  • Post-sale, new business
  • Top up, existing business i.e. change of contributions or fund re-alignment
  • Review, existing business, annual projections
  • Ad-hoc, existing business
  • SMPI, existing business
  • USP to USP transfers, existing business
  • ASP illustrations, new business