Overview

Imago Reviews is a browser based platform for delivering existing business illustrations, SMPI quotations and projections for pensions and investment products.

Used throughout industry, Imago Reviews is a truly flexible and scalable solution for delivering pre and post sales illustrations.

All product parameters, validations and calculation rules are fully configurable

The constituent components of the product can be de-coupled to give a truly integrated solution. For instance the underlying calculation engine is serviced through a web services interface which means that it can easily be integrated to other environments such as advisor and corporate extranets.

Result sets from the calculation process can be used either for further analysis such as graphing or can be integrated into other platforms to provide a constituent element of a straight through processing solution.

Features

Imago Illustrations - feature set plus
Annual allowance – Validation to monitor annual allowance.

Lifetime allowance - monitor the member’s fund value and will display a warning on the illustration if the member breaches the LTA limits during a projection. The member will be notified that he/she may face additional tax charges if the limit is breached.

SMPI

Top ups

USP to USP

Technology

Architecture - High level of architecture independence. Component based design (allows integration into internal / external systems - use your annuity calculator with your own systems, or plug it into Imago Illustrations and generate tailored annuity rates for increased realism in immediate values / critical yield reporting)
Integrates with legacy database systems

Business services - Imago implements its calculation engine as a separate component from the user interface to enable distributed processing or the ability to utilise the underlying calculation technologies separately (e.g. back-office systems integration).
The Imago Business Services layer has been implemented as a C# based ASP.NET Web Service, using XML based SOAP messages over HTTP to execute all illustration, annuity, projection, lookup, and analysis functions.

Communications - By default, the client web browser uses conventional HyperText Transfer Protocol (HTTP) messages to request and receive pages from the Imago server. Alternatively, these communications could be encrypted and transmitted using a secure (HTTPS) protocol to increase privacy.

Database - SQL Server 2003 by default. Imago has been implemented on a number of other database platforms as well, from non persistent environments, through to text files all the way to Oracle.

Inputs - Users can access Imago using a browser. Imago can also be implemented without a Dunstan Thomas UI via portable, XML driven inputs.

Minimum server requirements:
 Hardware
Pentium 4 processor running at 2 GHz or faster
512 MB of RAM or more
At least 10 GB available disc space
(highly recommended) data backup facilities

Software
Microsoft® Windows 2000 Server Service Pack 4 or
Microsoft® Windows Server 2003
Microsoft® SQL Server 2000 Service Pack 4
Microsoft® .NET Framework 1.1

Outputs - PDF report generation.

Presentation layer - The Imago user interface has been constructed as a Microsoft® ASP.NET Web Application consisting of a series of ASP.NET Web Forms and server-side C# program code.

Security - Imago employs Microsoft ASP.NET Forms based user authentication to ensure that only genuine recognised users are able to access the Imago system. Imago stores all user credentials in its database. These credentials must be authenticated before ASP.NET will allow access to any Imago functions. Once a user has been authenticated, ASP.NET will allow client page requests to be processed. From this point on, which pages a user can access is managed by the Imago application. The application functionality (e.g. access to illustration analysis functions) is determined by the properties of the installed Imago licence key. The permissions to access / update specific data are determined by a users attributes as read from the Imago database.